Personal injury guide

How long do I have to make a personal injury claim

Almost every claim has a deadline, and missing it usually ends the matter. What is less obvious is when the clock actually starts.

Short answer

In most cases, you have three years to make a personal injury claim in the UK, either from the date of the accident, or from the date you first realised your injury was connected to it. This time limit is set out in the Limitation Act 1980, and it applies to most road traffic accidents, workplace injuries, and public liability claims.

Personal injury time limits, by situation
SituationWhen the clock startsTime limit
Most injury claimsThe date of the accident3 years
An injury you connected to the accident laterYour date of knowledge, when you first knew the injury was significant and linked to someone else's actions3 years
A child injured under 18Their eighteenth birthday3 years, so until they turn 21
Someone who lacks the mental capacity to claimIt does not start while they lack capacityNo deadline while that continues
Flights and some cross-border transportThe date of the accident2 years

In more detail

What if I didn't realise I was injured straight away?

The three year period doesn't always start on the day of the accident. If an injury only became apparent later, for example, a condition linked to repeated workplace strain, the clock generally starts from your "date of knowledge," when you first knew, or reasonably should have known, that your injury was significant and connected to someone else's actions.

Does the time limit work differently for children?

Yes. If the injured person was under 18 at the time of the accident, the three year limitation period doesn't start running until their eighteenth birthday. This means a parent or guardian can bring a claim on a child's behalf at any point before then, and the child themselves has until they turn 21 to bring a claim personally.

What happens if the time limit passes?

Once the limitation period expires, the right to bring a court claim is generally lost, so it's important not to delay if you think you might have a claim. There are limited exceptions where a court has discretion to allow a late claim, but this isn't something to rely on.

Are there any situations with a shorter time limit?

Yes. Claims related to certain international travel, such as accidents on flights or some cross-border transport, can carry a two year limit rather than three, under different legislation. If your accident happened outside the UK or on an international flight, it's worth checking your position quickly.

Common questions

Frequently asked questions

Can I still claim if it's been more than three years?

It's rarely possible, but not always ruled out. Get in touch and we'll give you a straight view based on your specific circumstances.

Does reporting the accident at the time affect the time limit?

No, reporting isn't what starts or stops the clock, the date of the accident or date of knowledge does. But a contemporaneous report can help support your claim later.

Can I claim on behalf of someone who lacks the mental capacity to claim themselves?

Yes, in these cases the usual three year limitation period doesn't start running while the person lacks capacity, and a claim can typically be brought on their behalf at any time.

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