Motorcycle claims carry a particular problem: the assumption. Insurers frequently open by suggesting the rider was travelling too fast, filtering unsafely, or was somehow harder to see, regardless of what actually happened. That's an opening negotiating position, not a finding of fact.
We deal with that head on, using the evidence: dashcam and helmet camera footage, collision reconstruction where it's warranted, and witness accounts.
What kinds of motorcycle claim do we handle?
Right-of-way collisions
Where a driver pulled out of a junction or turned across your path.
Filtering and lane-change collisions
Where a driver changed lanes without checking.
Rear-end and stationary-traffic collisions
Being struck from behind, including while queuing or waiting to turn.
Road surface defects
Including potholes, spilled diesel and poorly maintained surfaces, where a highway authority may be responsible.
Uninsured and untraced drivers
Where a claim may be possible through the Motor Insurers' Bureau.
Pillion passenger claims
Regardless of which rider or driver was at fault.
What if I was partly at fault?
Partial fault doesn't prevent a claim, and it's worth knowing that insurers raise it in motorcycle cases far more often than the evidence usually supports. Where responsibility genuinely is shared, compensation may be reduced proportionally rather than removed.
What you could receive
Motorcycle claims cover general damages for the injury and its effect on your life, and special damages for financial losses. For riders, special damages often include items that get overlooked: protective clothing and helmet replacement, the bike itself, and loss of use where the bike was your main transport to work.
We'll talk you through what's realistic for your situation once we've reviewed the details. We won't overpromise, and we won't quote a figure before we've properly understood your case.