Self-employed doesn't mean unprotected

It's a common and understandable assumption that being self-employed rules out a claim. It usually doesn't. Whoever controlled the site or the work you were doing may still owe you a duty of care.

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Being self-employed changes who a claim is made against, but it doesn't remove your right to claim. If you were working on someone else's site, for a client, or under another business's direction, that party generally still has to take reasonable care for your safety, particularly around anything they controlled: the site conditions, equipment they provided, or how the work was organised.

The genuinely important question isn't your employment status, it's who controlled the circumstances that led to your injury. That's what we'll help establish.

What kinds of self-employed injury claim do we handle?

  • Contractors injured on a client's premises or site

    The occupier still owes you a duty of care.

  • Subcontractors injured due to a main contractor's failure to manage site safety

    Site-wide safety usually remains the principal contractor's responsibility.

  • Self-employed drivers involved in accidents caused by another party

    Including delivery and courier work.

  • Injuries caused by equipment or machinery provided by someone else

    Whoever supplied it is responsible for it being safe to use.

  • Cases where "self-employed" status is disputed

    Including where the working relationship looked more like employment in practice.

What if I was partly at fault?

Partial responsibility reduces compensation proportionally rather than removing the claim.

What you could receive

Self-employed injury claims cover general damages for the injury and its effect on your life, and special damages for financial losses, including lost income, which for self-employed people often needs to be evidenced through your own accounts and records rather than a payslip.

We'll talk you through what's realistic for your situation once we've reviewed the details. We won't overpromise, and we won't quote a figure before we've properly understood your case.

How does a claim actually work?

Four stages, and you always know which one you're in.

  1. 01

    Initial consultation

    You tell us what happened and how you were engaged, contractor, subcontractor or otherwise. We give you a straight view on whether your claim has merit, free and with no obligation.

  2. 02

    Establishing responsibility

    We identify who actually controlled the circumstances that led to your injury, since that's who the claim is likely to be against.

  3. 03

    Investigation

    We gather evidence, including any site safety documentation and your own records of the work arrangement.

  4. 04

    Negotiation and resolution

    We'll explain exactly how our fee is calculated before you agree to anything.

Don't leave it late

How long do I have to claim?

Most personal injury claims must be brought within three years of the accident, or three years from the date you first connected your injury to it. For children, that three year clock starts on their eighteenth birthday.

If you're not sure whether you're still within the time limit, contact us. We'll tell you quickly.

The money side

What will it cost me?

Nothing upfront. Where a no win, no fee agreement applies, our fee comes from your compensation only if the claim succeeds, and it's set out in full, in writing, before you agree to anything.

  • We'll explain the funding options available for your claim, which may include a conditional fee (no win, no fee) arrangement, clearly and in full before you decide whether to proceed.
  • Where a conditional fee agreement applies and your claim succeeds, a success fee is deducted from your compensation. The law limits that fee in personal injury claims, and it is never taken from any damages awarded for future care or future loss of earnings. We explain exactly how it is worked out, in writing, before you agree to anything.
  • A cancellation fee may apply if you withdraw outside the 14 day cooling off period. Full details will be provided before you sign anything.
Common questions

Frequently asked questions

Can I claim against a company I wasn't directly employed by?

Yes, if they controlled the site or work that caused your injury, the fact you weren't their employee doesn't remove their duty of care.

How do I prove my lost income if I'm self-employed?

Through your own business records, invoices, accounts and tax returns, we'll help you gather what's needed.

What if there's a dispute about whether I was really self-employed?

This sometimes happens, and it can actually work in your favour if the relationship looked more like employment in practice, we'll advise on your specific situation.

Does IR35 or my tax status affect a personal injury claim?

No, your tax arrangement is a separate matter from who owed you a duty of care and is liable for your injury.

Ready to find out where you stand

Tell us what happened. We'll give you a straight answer, and we won't pressure you either way.

Start your claimOr ring 0333 360 9696
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